About Us

Personal Financial Advice is a huge area of activity. It can have a significant impact on household wealth and wellbeing. It is our experience and observation that things are often not working very well.

People find it difficult to understand and make investment decisions. They end up with too little or too much risk relative to what they would have chosen if they had the expertise to make the best decisions for themselves. They often incur a lot of costs and fees in the process, do not know what they paying and what results they are getting for the payments.

Unfortunately there is often a conflict of interest between the product providers and advisors and the clients – because the products that generate the highest profits for the providers are not the best for the clients and the best solutions generate very low profits to the providers.

DhanOpinion is an experiment to see if we can contribute to making the investment process and outcomes better for people. The objective is to provide simple effective guidance at low cost. We think we can leverage our education, training and experience to provide something of value to a large number of people in an efficient way.

If you find DhanOpinion useful, please let us know. If there is something you would like us to analyze, that would be useful to you and many others, let us know and we will consider doing the analysis.

We think that we should be able to use technology and our domain expertise to improve the product over time. If you have any specific suggestions or expertise that you would like to contribute to the effort please let us know. It will help us greatly if you can fill in the brief questionnaire below:

Mission

Dhanopinion seeks to make a difference to the individual investor in India by providing an unbiased view on financial investments. Consumers may agree or disagree with the views expressed on this site. They are free to take their own investing decisions.

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Addressing Investing Challenges
Financial advice is often prejudiced, with commission income driving recommendations. Financial products that may be good for the investor but do not generate revenue for the advisor, are not recommended.
For most individuals with limited means, sticking to a standard basket of choices is known to deliver the best results. Individual investors cannot hope to compete in the deep ocean of investment choices against institutional and other large investors and get better results. How many of the 2000 plus companies listed on the MSE can one individual hope to deeply analyse? Is it not better for him to hitch his wagon to an institution like a mutual fund who can do so and get results for him, even though it may be after deducting their costs?
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